Insurtech Studio · by Growthmill

We build the software that takes the friction out of everyday insurance work.

Envoy is an insurtech studio incubating a family of products that modernize how brokers quote, how agencies operate, and how insureds pay — connected by one platform and one appetite for a better industry.

The studio model

One team, one platform, a portfolio of insurtech.

Commercial insurance runs on duplicated data entry, disconnected tools, and slow feedback loops. Rather than betting everything on a single app, Envoy operates as a studio — compounding shared infrastructure, carrier integrations, and design into products that each solve a distinct job, and get better together.

  • 01

    Shared rails

    Carrier APIs via Herald, document extraction, payments, and identity are built once and reused across every product in the portfolio.

  • 02

    Real distribution

    Products ship to a live network of brokers, wholesalers, retail agents, and insureds — so every idea is validated against real books of business.

  • 03

    Compounding speed

    Each launch inherits the last one's foundation. New lines, integrations, and products reach market in weeks, not quarters.

The portfolio

Three products. One appetite for better insurance.

Each is in active use today, incubated inside the studio and built on the same platform.

Envoy Insure

Quote 60+ carrier products from a single submission.

A submission-management platform that lets brokers, wholesalers, and agents access admitted and non-admitted markets through one intuitive portal — or straight from email.

  • One consolidated application. Deduplicated questions quote multiple carriers at once — no more re-keying the same risk.
  • Bring your own appointments. Envoy is not the broker of record — market access follows the producer's own carrier appointments.
  • Branded agency portals. Invite retail agents and insureds, control the bind process, and set custom fees and commissions per agency.
  • Branded proposals & comparisons. Generate quote proposals and side-by-side comparison documents, with CyberCube benchmarking built in.
Real-time portal quotingEmail submissionsSurplus lines taxes · InscipherCyberCubeOffline market sharing
envoy.insure / application
Envoy Insure application form
envoy.insure / compare
Envoy Insure quote comparison
Envoy Pay

A modern payment experience for insurance.

A Stripe-integrated payment portal that brings consumer-grade billing to premiums — for agencies and the insureds they serve.

  • Create or import invoices for payment by insureds, individually or in bulk from a CSV.
  • Flexible payment plans — monthly, quarterly, bi-annual, or pay in full, all interest-free.
  • Card, ACH & local methods — with configurable credit-card surcharges passed through transparently.
  • Track everything — collection rate, outstanding balances, and overdue invoices at a glance.
StripePayment plansCard · ACH · cryptoCSV importSurcharges
pay.envoy.insure / dashboard
Envoy Pay dashboard
pay.envoy.insure / plan
Envoy Pay payment plan
Envoy Workbench

The command center for the agent's book.

A workspace that runs the end-to-end submission process — from first lead to post-bind — across every line of business, commercial and personal.

  • Canopy Connect integration. Ingest leads and pull existing policy docs and risk characteristics in real time.
  • A living submission pipeline. Track every inquiry by stage, from new lead to bound and issued.
  • AI document extraction. Upload an ACORD form or dec page and let Workbench pre-fill the submission for review.
  • Carrier API quoting across commercial and personal lines, right from the workspace.
Canopy ConnectPipeline boardAI extractionPersonal & commercial
workbench.envoy.insure / pipeline
Envoy Workbench submission pipeline
workbench.envoy.insure / cyber
Envoy Workbench coverage
The platform advantage

Every product plugs into the same rails.

Carrier connectivity, enrichment, benchmarking, identity, and data pipelines are shared infrastructure — the reason a new Envoy product can reach market fast and interoperate on day one.

  • Herald API

    Carrier API integrations across lines

  • CyberCube

    Cyber risk peer benchmarking

  • Inscipher

    Surplus lines taxes & forms

  • Canopy Connect

    Lead & policy ingestion

  • Stripe

    Payments, plans & payouts

  • Infobel

    Third-party account enrichment

  • Okta · MS Entra

    Single sign-on

  • Azure Blob

    Data export to your lake

60+
Admitted & non-admitted products
7
Commercial lines of business
3
Products live & in market
1
Shared platform underneath
Partner with Envoy

Let's build the next thing in insurance.

Whether you're a carrier, a distribution partner, or an investor — we'd like to talk about where the studio goes next.

We'll reply from info@envoy.insure, usually within a business day.